Been stung by a Parking fine? You may not have to pay!

The RAC have said that £££Millions in private parking penalties may have been charged illegally.

The RAC commissioned a report from barrister John de Waal QC, who said some parking companies were levying charges disproportionate to the losses suffered by landowners.

In England and Wales clamping, towing, blocking-in or immobilising a vehicle without lawful authority on private land was banned under The Protection of Freedoms Act 2012, in a bid to end abuses by rogue clamping firms.

And where parking signs were not clear or prominently displayed, the charge could be challenged on the grounds of unfairness.

The 2015 Payday Loan Rules Made Simple

Great news for customers of Payday Loans! In November 2014 the Financial Conduct Authority confirmed the following change to the rules governing payday loans:

From 2 January 2015, no borrower will ever pay back more than twice what they borrowed, and someone taking out a loan for 30 days and repaying on time will not pay more than £24 in fees and charges per £100 borrowed.

In line with this, all the lenders on our panel have lowered their interest rates and have confirmed they operate within these new rules.

2014 Customer Testimonials

This was the first time I applied for a payday loan and I definently would use this site again. The whole process was quick and easy and I got the money the same day. – L.M., Feb 2014

Although I changed my mind in the end and did not go through with the application I like the service as it was easy to use and it was speedy. – J. H.-B., May 2014

Got the money I asked for within one hour – fantastic service. – R.H., April 2014

Straight forward process, no fuss, easy to apply and receive funds. They found the right loan for me. I would apply through this site again. – M. W. , Jan 2014

Very fast and good service. I received the money within one hour – far better than some of the other sites I looked at. – J.G., Jan 2014

I have used payday loans a couple of times and I found this site easy to use. I would use this site again and i would recommend it to a friend as the decision made was quick and funds were received straight away. – R.B., May 2014

How will the FCA affect You?

From the 1st April the FCA (Financial Conduct Authority) took over the duties of regulating the credit industry from the OFT. In this remit they have a lot more powers than the FCA and are already making changes. Some firms have already had their consumer credit licences taken away, while others have surrendered their’s voluntarily.

Their objective is to make the high-cost credit industry consumer focused. Already we have had to modify our website to add warnings regarding the cost of credit. And our lenders are increasingly asking us to collect more information, for example we now ask for more details about your monthly expenditure, and we will soon be asking for more details. Whilst we realise this can appear burdensome, the objective is to both encourage consumers to think about how they spend their money and whether they can afford a loan, as well as helping lenders assess affordability of a loan.

At Payday Pig we are also planning changes which will make us more consumer facing. More to be announced…

More Cash In Your Pocket

Finding a great bargain is an acquired skill or knack that all of us should get to grips with. Here this! Consumers are classified into two main categories; those who know what they want to purchase and those who compare all deals and prices available. If you belong to the latter group and want to get the best amount of quality for the money you spend; we propose that if you make a little extra time, to diligently compare shop prices…for the most favourable deals.

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Noteworthy is a fact that buyers comparing prices and making informed decisions are the ones who end-up spending their money more wisely. They will save money either by paying less for similar products or getting higher quality for the money they spend. And, this could easily be achieved by carrying out a quick store price comparison.

Since prices vary for a number of reasons, it is necessary for a customer to know what he/she is buying and for what price. Some shops apply more prices to small purchases, while many follow conventional business system and apply more to larger bargains. Take it to your advantage and make a shop price comparison for better purchases.

Most shopping portals give price quotes of products with a list of various online shops. It has, thus, become convenient for shoppers to compare product prices and find out the cheapest price for their desired products. Products are accompanied by several discounts and exciting deals; but, don’t get hooked by the brand’s hype and make sure to do price comparison and save your hard-earned money by ordering off the best online shop.

Though browsing through the choices provide ample information to decide on any product; yet, you need to bear in mind following attributes and shouldn’t compromise on design quality, manufacturing materials, reputation, service fee, delivery charges (or hidden charges, if there are any). Considering the aforementioned factors helps determining the best purchase or lucrative deal for you.

Now that online shopping stores are in abundance, making a bargain has become easier than ever. If you’re an informed buyer and have a decision of how to spend your money then you have a choice to buy yourself a good deal. Visit Review Centre for an instant and efficient online shopping experience. The site holds a well stocked inventory which is constantly updated with latest yet affordable products. While at our site, you can make a quick comparison and get your hands on the best items. So take a look through our shopping network and save your time & money.

On a cautious note, if you overlook comparing prices and spend money blindly you may not stand in a position of making a wise shopper bargain. Take a wise step by checking out Review Centre browse through categories, select desired products, make shop price comparison and proceed with the purchase process. Remember, the best online store is the one that facilitates shoppers to compare prices, and Review Centre is one such website. Visit it for online store comparison and get the best value for your money!